It is a given fact that virtuality has invaded our lives, as well as our wallets, since the majority of purchases are no longer made with paper but with plastic, even when we are buying in person. Money travels to the sound of “beeps” and hard cash is going the same way as old practices, such as paying by instalment. That’s right, even the use of instalments, of “buy now, pay later”, is racing ahead in virtual money, with apps that have become the “unicorn” of the international market in the blink of an eye. And that's not all. Going beyond what was unthinkable a few years...
